Extended health care options

What Is Extended Health Care? How Can It Benefit My Business

Extended health care plans provide additional coverage beyond the British Columbia Provincial Health Plan. They typically include coverage for paramedical services,  vision care, prescription drugs, mental-health resources and other medical services. Every business has the option to offer their employees extended health care coverage. Plans from providers like the Chamber of Commerce Group Insurance Plan […]

An elderly couple smiling and staring at the camera

Life Insurance: What’s The Difference Between Term and Whole?

Life insurance is a great way to create peace of mind for you and your family. There are three different types of life insurance term, whole, and universal. It can be difficult to understand how to choose the right insurance for your unique situation.  I will outline the three different types of life insurance policies. […]

Hopkins insurance planning services

Is Insurance Planning Important For Small Businesses?

Insurance is used for risk mitigation. When you purchase insurance you are preparing yourself in the case of an unexpected disaster. You take out insurance to place the financial burden of that disaster on a large company.  Insurance planning outlines the amount required to protect you and your family or your business from an unexpected […]

Buying Employee Group Benefits: What to Look For

Buying Employee Group Benefits: What to Look For

Employee benefits are an important offering to help your business create long-term loyal employees. Choosing a benefits plan is an important step to ensuring that your employees are happy.  But how do you choose the right plan?  As an important part of your staff’s financial security and an investment in your company’s success, your benefits […]

woman discussing the best mix of employee health benefits

How to Choose The Best Mix of Extended Health Coverage For Your Employees

There is a common question many small business owners have about group benefits plans. If Canada offers provincial health plans why do they need extended health care benefits?  Extended health benefits are designed to supplement things that are not offered by the provincial health plan.   Offering benefits can help a business stay competitive in the […]

What Are The 4 Types of Employee Benefits

As Canadians, we are lucky to live in a country that provides universal health care. Because of this health care, all employees have access to basic coverage, which includes Doctor & Hospital visits.  Employee benefits in BC have traditionally covered four important insurance types. Extended Health and Dental Coverage Life Insurance Disability Insurance Retirement Plan […]

What Is Small Business Insurance And How Do I Get Started?

Small business health insurance is health insurance coverage for employers with between 1 to 50 employees. Employers sign up for a benefits package for their employees that helps cover medical expenses above what is available through provincial coverage.  Health benefits are a great way to offer better employee benefits packages without the high additional costs.  […]

employees happy about their new group benefits package

How to Create a Workplace Culture That Attracts (and Retains) TOP Talent

Corporate culture is more than shiny foosball tables and Friday fireside chats. It’s more than a weekly happy hour in the office or an office getaway. While those things all seem pretty great, what is corporate culture anyway? Corporate culture is built upon a value system; a company’s beliefs, values, ethics and method of working. […]

small business owners discussing the importance of group benefits

How can a group benefits plan help my employees?

So a new employee joins the team. Their job is ultimately to help you, but what about the other way around? Healthcare is the number one benefit employees look for in a potential employer. In fact, 77% of respondents say they wouldn’t move to a job that didn’t include health benefits. When you provide an […]