Life Insurance

In the inevitable event of death, life insurance equips surviving family members with increased financial security: the protection and peace of mind you are no longer able to provide. As a tax-free lump sum payment, life insurance can provide income to beneficiaries, as well as have an allocated amount for final expenses and debts.

The advantages of life insurance include:

  • An instant estate for your loved ones at a time when funds are most needed
  • Death benefits that are almost always non-taxable for named beneficiaries
  • Avoiding probate costs if you name a beneficiary other than your estate
  • Potentially offering your loved ones’ creditor protection through some life insurance plans
  • Building tax-advantaged capital for retirement purposes or providing liquid savings through some permanent life insurance plans

I can help you select coverage from a variety of life insurance options to meet the needs identified in your financial security plan:

Life insurance can play a vital role in your financial security plan.