About Us

A.Hopkins Insurance has been providing unbiased employee benefits solutions since 1997. Every firms needs for employee benefits is unique and that is what sets us apart from other benefits firms. We are dedicated to providing employee benefits and insurance planning whether your business is small or big. Simply put, we strive to be our client’s trusted advisor. As a financial advisory firm, our primary focus is to provide unbiased opinions that are designed to achieve long term planning results. Is a traditional benefits program best suited or would “fully pooled” be better? Understanding how to budget your benefits as a percentage of your payroll costs, explaining how fully pooled works, what is a target loss ratio, trend factor? These are all things that affect future premium changes.

A. Hopkins Insurance & Financial Services does this with the highest levels of trust, integrity and respect while always collaborating using a team approach.

We are dedicated to professionally supporting, educating, and providing informed direction to each and every client.

Our Story

“Good businesses don’t just invest in their business –  Good businesses invest in their people.“

~ Andrew Hopkins

 

In the 1990’s, Andrew Hopkins discovered a need for trust and unbiased client support in the insurance industry. In 1997, he launched A.Hopkins Insurance–a firm designed to bridge the gap between company and client in the insurance industry. Since 1997, we have been providing unbiased employee benefits solutions, custom-tailored to businesses of every size.

Just as every business is unique, their needs for employee benefits are unique. We recognize and cater to that individuality, setting us apart from the other benefits firms out there.

Whether your business is small or big, we strive to be our clients’ trusted advisor. Our expertise stretches past simply group insurance, reaching individual insurance products including life insurance, long term disability and critical illness. Our primary focus is to provide unbiased opinions, designed to achieve long-term planning results. Is a traditional benefits program best suited or would a “fully pooled” be better?

Understanding how to budget your benefits as a percentage of your payroll costs, how fully pooled works, what is a target loss ratio? What about a trend factor? These are all factors that affect future premium changes and all things that we’re committed to guiding you through.

We are dedicated to professionally supporting, educating, and providing informed direction to each and every client.

Our Philosophy

“Your business is only as strong as the people behind it. Invest in the well-being of your employees, and it will show in your bottom line.”
~ Andrew Hopkins

 

A cornerstone of employee benefits planning is the recognition that every firm’s economic and life situation is unique. Personalized service is essential when matching clients with the right financial products and services.
A commitment to professionalism and the cooperative development of unique, personal goals forms the foundation of any strong employee benefits plan.

A plan must reflect its owner’s personal or business situation and highlight those financial products that best fit it. A custom-tailored financial plan must also be continually reviewed to measure its achievements against stated aims and ensure the owner is comfortable everything is moving forward according to plan.

Our Process

“The key to building a winning office community? Investing in the people behind your business. “
~ Andrew Hopkins

 

We are dedicated to professionally supporting, educating, and providing informed direction to each and every client.
Our process is simple. We want to get to know you in order to help you make the best decisions possible.

As a firm, our focus is to understand your goals and develop a plan to reach them. We will meet with you to present an analysis and discuss our recommendations. Together, we implement the recommendations and monitor your progress. From here, we will plan regular meetings with you to assess the progress toward your goals and, when necessary, we will make adjustments to your employee benefits plan.

Because there are many factors that may change in your situation or the environment, it’s of the utmost importance to us to be proactive and knowledgeable in the financial industry. We are committed to staying up-to-date on employee benefits, insurance and estate planning in order to provide you with the best financial advice for your particular situation.